FundWise
01 — Story
Story + roadmap

From split tabs to shared treasuries.

FundWise starts with a simple promise: make Group money finish cleanly. The roadmap expands that into mobile-native Settlement, multichain funding, and Fund Mode Treasuries without hiding which parts are live and which are planned.

Start a groupView roadmap

Settle-up loop

The repayment path a Group can finish.

  1. 1A Member shares a settle-up link.
  2. 2The payer reviews the live Group Balance.
  3. 3They confirm once and everyone gets a verifiable Receipt.
02 — Now

What is moving now.

Updated 25 May 2026
Current sprint

Mobile-native Split readiness

PWA, wallet-browser, Seeker handoff, App Links, Settlement preview, and Receipt handoff are the active launch gate.

Launch target

Solana mainnet beta by 13 Jun

Split Mode goes first as an invite-led, real-USDC concierge beta before public self-serve opens.

Next beta

LI.FI + CCTP on 15 Jun

The first multichain release is route-then-settle funding, not direct cross-chain creditor settlement.

Guardrail

Full ladder is planned

Fundy pay.sh, embedded wallets, Bridge, SEPA, Apple Pay, Visa, fundraising, and mini-DAOs stay sequenced behind proof gates.

Track real spend

Log who paid, who joined, and how each Expense should split. The Group ledger stays readable.

Settle the Balance

Members settle the current net Balance instead of negotiating custom amounts across chat threads.

Recover funds elsewhere

When funds start on another supported network, routing returns the user to the same Settlement path.

03 — Rails

Network-agnostic for users. Verifiable underneath.

The app should not make people think about which network they are on first. FundWise can route funds when needed, then return to the same Group Balance and Receipt model.

Route funds when needed

LI.FI and CCTP support the first route-then-settle funding beta for supported USDC paths.

Same Receipt

Provider events are evidence. Final ledger state still comes from verified Settlement and Receipt rules.

04 — Roadmap

Full launch ladder through Dec 2026.

Dates are planning checkpoints. Anything marked planned stays roadmap-scoped until the matching product slice ships end to end.

  1. Now
    In build
    Core

    Mobile-native app readiness

    PWA install, wallet-browser access, Seeker handoff, App Links, mobile Settlement previews, and public-safe Receipt URLs.

  2. 13 Jun 2026
    Checkpoint
    Core

    Split Mode mainnet beta

    Concierge Solana mainnet beta for invited Groups at the Solana Summit Berlin deadline.

  3. 15 Jun 2026
    Next
    Rails

    LI.FI + CCTP funding beta

    Supported EVM USDC routes into Solana USDC, then users complete the normal verified FundWise Settlement.

  4. Late Jun 2026
    Planned
    Core

    Public Split proof gate

    Open self-serve only after real Settlements, confirm/recovery APIs, retry dedupe, and stable Receipt handoff are proven.

  5. Jul 2026
    Planned
    Fundy

    Fundy nudges + pay.sh intents

    Fundy creates draft-safe Settlement nudges and exact-amount payable links while FundWise verifies payment proof before Receipts.

  6. Jul 2026
    Planned
    Fund Mode

    Fund Mode devnet beta

    Treasuries, Contributions, Proposals, approvals, proof/history, fee comprehension, and Tributary recurring inflows on devnet.

  7. Aug 2026
    Planned
    Fund Mode

    Fundraising + mini-DAO templates

    Campaign-style Fund Mode pages, contribution goals, member roles, proposal voting, public-safe updates, and group governance defaults.

  8. Sep 2026
    Planned
    Fund Mode

    Fund Mode mainnet closed beta

    Trusted cohort, real USDC rehearsal, fee reconciliation, proposal execution proof, and partner-spend experiments.

  9. Sep 2026
    Planned
    Fundy

    Telegram mini app + Fundy premium

    Telegram-native reads, reminders, draft Expenses, wallet readiness, premium analysis, and deep links back to wallet-confirmed actions.

  10. Oct 2026
    Planned
    Rails

    Cross-chain agnostic UX

    Persistent funding-wallet support and broader LI.FI/CCTP routes so users see funding choices, not network homework.

  11. Oct 2026
    Planned
    Rails

    Embedded wallets + top-up

    Non-crypto users can join with an embedded wallet, top up with supported rails, and still receive normal FundWise Receipts.

  12. Nov 2026
    Planned
    Partners

    Bridge.xyz, SEPA, and IBAN rails

    Bank-account, SEPA/SEPA Instant, IBAN-style virtual-account, transfer, payout, and reconciliation diligence behind provider intents.

  13. Nov 2026
    Planned
    Partners

    Visa, Apple Pay, and card paths

    Card/mobile-wallet funding and settle-to-spend partner paths through concrete providers after Fund Mode spend proof.

  14. 15-17 Nov 2026
    Checkpoint
    Partners

    Breakpoint 2026 checkpoint

    London checkpoint for Split proof, Fund Mode beta signal, non-crypto onboarding demos, partnerships, and GTM narrative.

  15. Dec 2026
    Planned
    Core

    Open non-crypto user beta

    A wider cohort can join Groups, fund wallets, contribute to Fund Mode, settle, and share Receipts without crypto-first setup.

  16. Dec 2026
    Planned
    Partners

    Partnerships + revenue rails

    Package MoonPay, Bridge/Stripe, card providers, pay.sh-style payment links, rail fees, and launch partners into public GTM.